Finding yourself underwater on your mortgage creates significant challenges when you need to sell, especially if time is of the essence due to personal or financial pressures. Already navigating stress, tackling a home sale can feel like an insurmountable task. However, understanding all available options can empower you to make informed decisions about your selling approach, which directly impacts your bottom line. Continue reading as we explore how to sell your house in Oregon if you owe more than it is worth.
Commissions
When trying to sell your house in Oregon while underwater on your mortgage, real estate commissions can quickly deplete your funds and potentially leave you owing money at closing. Fortunately, professional buyers like those at Real Estate Advisors never charge commissions, with absolutely no hidden fees when selling directly. At Real Estate Advisors, our local professional buyers offer exactly what you’ll receive in hand after closing, paid in cash. You won’t even pay closing costs because Real Estate Advisors‘s professional buyers provide a comprehensive in-house team of specialists who handle everything efficiently, allowing us to guarantee a closing date, often within days. Or simply discuss your ideal timeline with your Real Estate Advisors professional buyer, and we’ll accommodate your schedule.
Prep and Repairs
While making repairs and staging your home typically maximizes profit potential, these steps require significant resources, time, and investment that may be unrealistic when you need to sell your house in Oregon if you owe more than it’s worth. Professional buyers at Real Estate Advisors will transparently compare what you might profit through traditional listing with improvements versus their direct, as-is purchase offer. Choosing a direct sale to Real Estate Advisors‘s professional buyer means eliminating inspection worries and repair risks entirely. Plus, you can completely skip the preparation hassles and inconvenient showings when selling directly to a Real Estate Advisors professional buyer.
Current Market Value
If you’ve fallen behind on mortgage payments and hear foreclosure warnings from your lender, swift action is essential. However, you may find yourself unable to cover the difference when selling your Oregon house for less than you owe. Professional buyers at Real Estate Advisors can guide you through a short sale process to avoid bankruptcy or foreclosure. Our professional buyers at Real Estate Advisors are seasoned negotiators who work directly with your lender to help you avoid the devastating consequences of inaction that can significantly impact various aspects of your life, including long-term damage to your credit score.
A direct sale to a professional buyer at Real Estate Advisors represents the most straightforward solution when selling your Oregon house if you owe more than its value. With our efficient and uncomplicated process, Real Estate Advisors‘s professional buyers and their team proudly serve the Oregon community with complete transparency in every transaction. At Real Estate Advisors, our professional buyers and team members are your neighbors here in Oregon, and we genuinely care about our community and helping its residents. That’s why Real Estate Advisors ensures you have all the information needed to make an educated decision, as we want you to feel confident about the transaction long after closing. Call Real Estate Advisors at 503-433-8550.